This frugal couple found creative ways to start living on one income and went back to school for another degree.

8 Tips for Living on One Income When Money is Tight

Have you ever felt trapped by your circumstances? You know, that feeling you get when you’d like to do something different with your life but you can’t miss work because that means missing a paycheck (even if its undersized). Would you or your spouse like to go back to school but know that affording it is next to impossible? Living on one income while trying to support others is difficult but it can be done. Whether its just you and your significant other or there are two (or more) little mouths to feed, there is a lot to consider when […]

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Lower electric bill during summer

10 Proven Ways to Save Electricity at Home

It’s summer, the time of year for backyard grilling, lounging poolside and…skyrocketing electric bills. That last element isn’t something most of us look forward to. But with these 10 ways to save electricity at home, you can rest assured you’re doing everything you can to protect the environment… …and your wallet. Better yet most of these ways to save electricity are absolutely free and you can get started right now: 1. Learn to Set the Air Conditioning Properly Air conditioning is the cold elephant in the room when it comes to electric bills. Nothing beats walking into a cold wall […]

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How to save $5,000

How to Save $5,000 in Under a Year, No Matter Your Income

What would YOU do with an extra $5,000? It’s fun to think about, but I want to do something a little bit different with this article. I want to show you how to actually do it. Yes. How to save $5,000. In under a year. “But I can barely save any money right now as it is!” “Money is so tight! I can barely keep my head above water!” “Woe is me!” STOP. Stop with the excuses. So many of you make excuses before even making an honest attempt to save. The truth is, there is no reason why 98% […]

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6 Tricks that Will Make Sticking to Your Budget Infinitely Easier

Creating a budget isn’t all that hard. Sticking to your budget…now, that’s a different story. Overspending is just too easy nowadays. When you are trying to keep up with friends by going on expensive trips or buying the latest retail fashion, it can be difficult to manage your money successfully. If you think you have gotten off track, don’t feel bad. It happens to all of us at some point or another. In this article, I’m going to share 6 tips for realistic ways that you can stick to your budget. Use This Free App to Monitor Your Budget First things first, […]

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4 Easy Steps to Getting Out of Debt When You’re Feeling Overwhelmed

Getting out of debt can be hard. If you’re in debt, you know it’s stressful (otherwise why would you have clicked on this article?). And if you don’t feel stressed by your debt, you’re probably ignoring your debt, which is infinitely worse. Like many of you, I’ve been there. I know how it feels to have debt constantly looming over your head. I know what the guilt feels like every time you pull out your credit card to pay for groceries because you need to use credit– because you can’t afford to buy them in cash. I know the soul-sucking feeling of seeing […]

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