Your Credit Score Just Dropped. Here are 4 Things You Need to Do Right the Ship.

Your credit score really matters. Did you know that having a low credit score can increase the cost of a 5 year $20,000 car loan by over $5,000? It’s true, and less than 25% of consumers are aware of it, according to a recent survey. Auto loans aren’t the only the only thing affected by your credit score. Having a low score can can mean higher interest rates on your mortgage and having reduced borrowing limits on credit cards. Even if you don’t borrow, your credit score still matters. Credit scores are often used by parties other than lenders. For instance, landlords may […]

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This frugal couple found creative ways to start living on one income and went back to school for another degree.

8 Tips for Living on One Income When Money is Tight

Have you ever felt trapped by your circumstances? You know, that feeling you get when you’d like to do something different with your life but you can’t miss work because that means missing a paycheck (even if its undersized). Would you or your spouse like to go back to school but know that affording it is next to impossible? Living on one income while trying to support others is difficult but it can be done. Whether its just you and your significant other or there are two (or more) little mouths to feed, there is a lot to consider when […]

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Check out this amazing list of 10 ways to save electricity in your home this summer!

10 Proven Ways to Save Electricity at Home

It’s summer, the time of year for backyard grilling, lounging poolside and…skyrocketing electric bills. That last element isn’t something most of us look forward to. But with these 10 ways to save electricity at home, you can rest assured you’re doing everything you can to protect the environment… …and your wallet. Better yet most of these ways to save electricity are absolutely free and you can get started right now: 1. Learn to Set the Air Conditioning Properly Air conditioning is the cold elephant in the room when it comes to electric bills. Nothing beats walking into a cold wall […]

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Make money online

How to Make Money Online: 35+ Legitimate Ways to Earn Money

Each year our most popular article is people wanting to know how to make money online. This comes as no surprise to us (who doesn’t want a little extra spending cash?) and so we make sure to keep an updated list of ways that you, our readers, can stuff a little more dime in your pockets. Whether you’re a stay-at-home parent looking to help ends meet, a bachelor(ette) looking to supplement your income, a college student looking for some spending cash or none of the above, there is a way for you to make money online. Since there are thousands […]

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How to Ask for a Raise: The Advice No One Ever Gave You

You work your butt off. You’ve taken on extra responsibilities at the office. You slave away after hours. You’ve gone above and beyond to impress your boss and be the best employee you can be. And now…. You want a raise. There’s just one problem Getting a pay raise for the job you’re already doing is really hard. Really, really hard. When I was at my last job (the job I had before launching this website and going into entrepreneurship full time…lol), I found out first hand how difficult it is to approach your boss and ask for a raise. It […]

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