first time homebuyer

10 Mistakes to Avoid as a First Time Homebuyer

Buying that first home is one of the most exciting – and nerve-wracking – of experiences. It’s also a minefield with lots of opportunities to trip the unwary. The best way to ensure your first-time homebuying experience turns out well is by conducting research and performing due diligence. Initial home buying is a major life event, but remember that every homeowner was once a first time homebuyer. 10 Mistakes to Avoid as a First Time Homebuyer   1. Not Getting Preapproved Before you go house shopping, find out how much a mortgage broker is willing to lend you. Prequalification and […]

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Student loan interest deduction

Hey, Grads! Don’t Forget About the Student Loan Interest Deduction

Getting a college degree that will lead to a great job is the goal of every college student. But one of the cold realities of college is that it usually comes with a lot of debt. Debt that takes years to pay off. Since a college grad’s student debt is usually quite large and also long term, it’s important to take advantage of every money saving opportunity that’s available to you. For instance, employers often have programs that will help you pay back some of your student debt. There are also programs that will forgive a portion of your debt if […]

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Do You Know Your Credit Score? Here’s Why It’s So Important

Did you know that having a low credit score can increase the cost of a 5 year $20,000 car loan by over $5,000? It’s true, and less than 25% of consumers are aware of it, according to a recent survey. When it comes to saving money and making smarter financial choices, many of us don’t fully appreciate the impact our credit score has on our financial wellbeing. There are a few different credit scores, but FICO® Scores are used by lenders more than any other brand of credit scores. According to Blaine Lyerla, Managing Editor at Experian, FICO Scores are developed by the […]

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Lending club investing feature

Lending Club Investing: Is it Legit? Here’s What You Need to Know

Have you heard of peer-to-peer lending? P2P lending is a way of connecting borrowers to lenders (also called “investors”)- without involving a bank as a middleman. It’s sometimes referred to as “social lending”. Here’s a simplified version of how it works: Let’s say your neighbor wants to buy a new car.  Instead of getting a loan from their bank, they come to you and ask if you would be willing to give them a loan.  You’ve got some extra cash you can afford to loan out, and you are enticed by the opportunity to make extra money. You guys work out […]

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11 Genius Workout at Home Hacks to Save You Time and Money

11 Genius Workout at Home Exercise Plans to Save You Time and Money

Learning how to workout at home has never been easier. And now you can save money by doing it. If you’re one of those people who loves going to the gym (or you hate the gym altogether) but dread the price tag that often comes with it then its time to start looking into the alternatives. Like it or not, staying in shape can be expensive. There are tons of hidden costs: commuting/gas membership fees workout clothing supplements fad challenges healthy food your precious time What does it all add up to? Often, a lot of wasted money. Related:  How to […]

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