6 Tricks that Will Make Sticking to Your Budget Infinitely Easier

Creating a budget isn’t all that hard. Sticking to your budget…now, that’s a different story. Overspending is just too easy nowadays. When you are trying to keep up with friends by going on expensive trips or buying the latest retail fashion, it can be difficult to manage your money successfully. If you think you have gotten off track, don’t feel bad. It happens to all of us at some point or another. In this article, I’m going to share 6 tips for realistic ways that you can stick to your budget. Use This Free App to Monitor Your Budget First things first, […]

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why am i poor

Why Am I Poor? 10 Tips to Stop Being Broke

Are you one of those people who is always asking yourself, “why am I poor all the time?” When Jeff posted an article a few weeks back citing that 62% of Americans had less than $1,000 in their savings accounts I was astounded. How was it even possible that a majority of Americans could have less in savings than me? Related: 100+ Insanely Clever Ways to Earn Extra Money Check out the chart below and see where you fall: Chart courtesy of GoBankingRates.com Full stop. Wait a minute… 44.5% of you don’t even have a savings account? If you’re one […]

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living paycheck to paycheck

Living Paycheck to Paycheck: Why You Never Have Enough Money

Do you never seem to have enough money to live your life the way you want to? Are you struggling to pay your bills? Are you living paycheck to paycheck? If the answer is yes, you’re not alone. According to CNN, 76% of Americans are living paycheck to paycheck, and, according to CBC, 63% of Canadians are in the same situation. I’ve been there before, too. If you’re there right now, the good news is that, with patience and discipline, there is a way out. But first, it’s important to look at the lifestyle habits that got you there in the […]

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budgeting

5 Critical Budgeting Mistakes You Could be Making

So you’ve decided to finally get serious about taking the steps towards achieving financial freedom?  Congrats!  The first part, as you’re probably aware, is budgeting like a pro.  A typical budget includes a list of your income, expenses, and savings.  Even though you may already have those areas covered, chances are your budget still has some flaws that you might not even realize.  Have no fear, though!  I’ll talk about some common budgeting mistakes here, and, more importantly, show you how to fix them. Budgeting Mistakes You Should Avoid: Not Prioritizing Saving 9 times out of 10, finding money for saving or investing is […]

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