Your Credit Score Just Dropped. Here are 4 Things You Need to Do Right the Ship.

Your credit score really matters. Did you know that having a low credit score can increase the cost of a 5 year $20,000 car loan by over $5,000? It’s true, and less than 25% of consumers are aware of it, according to a recent survey. Auto loans aren’t the only the only thing affected by your credit score. Having a low score can can mean higher interest rates on your mortgage and having reduced borrowing limits on credit cards. Even if you don’t borrow, your credit score still matters. Credit scores are often used by parties other than lenders. For instance, landlords may […]

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Check out this amazing list of 10 ways to save electricity in your home this summer!

10 Proven Ways to Save Electricity at Home

It’s summer, the time of year for backyard grilling, lounging poolside and…skyrocketing electric bills. That last element isn’t something most of us look forward to. But with these 10 ways to save electricity at home, you can rest assured you’re doing everything you can to protect the environment… …and your wallet. Better yet most of these ways to save electricity are absolutely free and you can get started right now: 1. Learn to Set the Air Conditioning Properly Air conditioning is the cold elephant in the room when it comes to electric bills. Nothing beats walking into a cold wall […]

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How to Ask for a Raise: The Advice No One Ever Gave You

You work your butt off. You’ve taken on extra responsibilities at the office. You slave away after hours. You’ve gone above and beyond to impress your boss and be the best employee you can be. And now…. You want a raise. There’s just one problem Getting a pay raise for the job you’re already doing is really hard. Really, really hard. When I was at my last job (the job I had before launching this website and going into entrepreneurship full time…lol), I found out first hand how difficult it is to approach your boss and ask for a raise. It […]

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investing for millennials

Investing for Millennials: How Get Ahead and Retire a Millionaire

If you are reading this article and you are in your twenties (or even your thirties), you are in the golden years for setting yourself up to retire with a lot of money. A lot. I’m talkin’ a million or more. But in order to make that happen, you need to make investing a regular part of your financial life. The problem for a lot of young people is that learning how to invest hangs pretty low on on their priority list. If this sounds like you, don’t fret. The first step is to recognize the two major mental barriers […]

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How to save $5,000

How to Save $5,000 in Under a Year, No Matter Your Income

What would YOU do with an extra $5,000? It’s fun to think about, but I want to do something a little bit different with this article. I want to show you how to actually do it. Yes. How to save $5,000. In under a year. “But I can barely save any money right now as it is!” “Money is so tight! I can barely keep my head above water!” “Woe is me!” STOP. Stop with the excuses. So many of you make excuses before even making an honest attempt to save. The truth is, there is no reason why 98% […]

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