Jeff began his career at a private wealth management firm before deciding years later that there was a better way for investors to manage their money. He started VTX Capital with the goal to educate and empower regular, everyday people to manage their own investment portfolios and personal finances.
first time homebuyer

10 Mistakes to Avoid as a First Time Homebuyer

Buying that first home is one of the most exciting – and nerve-wracking – of experiences. It’s also a minefield with lots of opportunities to trip the unwary. The best way to ensure your first-time homebuying experience turns out well is by conducting research and performing due diligence. Initial home buying is a major life event, but remember that every homeowner was once a first time homebuyer. 10 Mistakes to Avoid as a First Time Homebuyer   1. Not Getting Preapproved Before you go house shopping, find out how much a mortgage broker is willing to lend you. Prequalification and […]

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Student loan interest deduction

Hey, Grads! Don’t Forget About the Student Loan Interest Deduction

Getting a college degree that will lead to a great job is the goal of every college student. But one of the cold realities of college is that it usually comes with a lot of debt. Debt that takes years to pay off. Since a college grad’s student debt is usually quite large and also long term, it’s important to take advantage of every money saving opportunity that’s available to you. For instance, employers often have programs that will help you pay back some of your student debt. There are also programs that will forgive a portion of your debt if […]

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Do You Know Your Credit Score? Here’s Why It’s So Important

Did you know that having a low credit score can increase the cost of a 5 year $20,000 car loan by over $5,000? It’s true, and less than 25% of consumers are aware of it, according to a recent survey. When it comes to saving money and making smarter financial choices, many of us don’t fully appreciate the impact our credit score has on our financial wellbeing. There are a few different credit scores, but FICO® Scores are used by lenders more than any other brand of credit scores. According to Blaine Lyerla, Managing Editor at Experian, FICO Scores are developed by the […]

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Lending club investing feature

Lending Club Investing: Is it Legit? Here’s What You Need to Know

Have you heard of peer-to-peer lending? P2P lending is a way of connecting borrowers to lenders (also called “investors”)- without involving a bank as a middleman. It’s sometimes referred to as “social lending”. Here’s a simplified version of how it works: Let’s say your neighbor wants to buy a new car.  Instead of getting a loan from their bank, they come to you and ask if you would be willing to give them a loan.  You’ve got some extra cash you can afford to loan out, and you are enticed by the opportunity to make extra money. You guys work out […]

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7 Lucky St Patricks DIY Crafts to Dazzle Your Home

St Patricks Day is right around the corner, which can only mean one thing- it’s time to DECORATE!! Here are 7 St Patricks DIY crafts that are sure to dazzle your home. 7 St Patricks DIY Crafts & Projects 1. St Patricks Day Gift Box 2. St. Patrick’s Day Kissing Balls 3. Stacking LUCK Letters 4. Shamrock Mason Jars 5. Pot of Gold 6. Mini St Patricks Day Banner 7. St Patricks Day Printables Want more? Create Your Own Luck with These Money Making DIY Projects 1. Start a Blog with HostGator: This can be just a simple side hustle, […]

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