David is the founder of CollegeInvestr.com. An investing, finance, and tax education website with the goal of educating the millennial population. David's main goal is to provide finance and investing education to young college students looking to pay off student loan debt and increase wealth.
use credit cards responsibly

How to Use Credit Cards Responsibly

Most people who use credit cards aren’t using them the right way at all, and it’s costing them a fortune.  If you’re considering signup up for your first credit card, or if you have one already (or more!), you need to make sure you know what you’re doing.  This article is going to cover some of my top tips for how to use credit cards responsibly. Believe it or not, sometimes credit cards can be a great financial tool!  They’re a safety net that’s there when you need it, and many even offer some neat perks. However, there is a […]

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Do You Know How Much Your Investments Cost?

We all enjoy keeping as much of our hard earned money as possible.  So why would you throw your money out the window on fees?  Today we’re going to talk about why and how you should avoid pesky fees when it comes to your investments.  We’ll also talk about some basic strategies and assets you can obtain to maximize your capital and reduce your costs. Types of Fees Fees pop up in every asset class in the financial world.  Brokerage firms naturally want to make money, and in order to do that they charge their customers small (sometimes not so small) […]

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Activist Investors

We’ve talked recently about Bill Ackman and Carl Icahn.  Two very famous investors in their own right, and both extremely successful men.  Both can be labelled “activist investors”.  Activist investing isn’t a new idea, but it has become much more popular in the past decade or two.  Even still, the number of people who have both the resources and the skillset to pull it off are few and far between.  Today I’d like to talk about how activist investing works and how it affects your life. What is activist investing? Business is not always the glorious money making party that some people […]

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Risk Among Asset Classes

Understanding risk should be one of the first concepts any new investor learns.  It helps outline portfolios and entire companies are based around reducing risk for investors.  The inability for the human mind to rest easy while your hard earned money is invested in the volatile stock market gave rise to the idea of risk and the constant venture to reduce it. What is risk? Having money or assets in any form brings inherent risk.  If you save your money under your pillow at night your house could burn down and you could lose it all.  If you’re invested in […]

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Carl Icahn and Xerox

Carl Icahn, a famous activist investor, has helped ‘facilitate’ the splitting of Xerox.  Xerox, as I’m sure many of you know, makes printers and other office supplies.  What you probably didn’t know is Xerox has a second market: outsourcing HR, customer care, and accounting services.  This second function is widely overlooked but will soon be split off into its own company. Xerox has had a troubling couple of years.  Its stock price has fallen about 30% over the past year.  And third quarter revenue decreased almost 10% from the previous year. The basics of the business are strong, specifically the photocopying and technology […]

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